Civil Engineering & Land Surveying

The Godfrey-Hoffman Blog

Get the latest tips on land surveying and civil engineering.

By: Zach Weingart

February 8th, 2018

I got a letter from FEMA saying I need an Elevation Certificate, what do I do next?

LOMA | ct flood prevention | ct property flooding

Elevation certificates (EC) are necessary when your home or business is in a high flood risk area. Your insurance agent uses the data from an elevation certificate to determine your flood insurance premium. FEMA provides a clear and detailed summary of who needs elevation certificates and why here: https://www.fema.gov/media-library/assets/documents/32330 If the data collected for an EC shows that your home is above Base Flood Elevation (meaning that there is a 1% or less chance that floodwaters will reach this elevation in a given year), it may be appropriate to apply for a Letter of Map Amendment. A LOMA is issued when a property “has been inadvertently mapped as being in the floodplain, but is actually on natural high ground above base flood elevation.”

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By: Bill Nagle

February 6th, 2015

Executive Order affecting floodplain development issued January 31, 2015

Elevation Certificates CT | FEMA | flood insurance | LOMA | BFE | flood zone mapping | floodplain | Barack Obama

An Executive Order has been issued that is very important information for anyone working in the Special Flood Hazard Area. It takes future conditions into account and requires Design Elevations for lowest floors to be 2 feet above BFE for standard construction and 3 feet above BFE for critical facilities, or construction to the 500 year / 0.2%. Implementation of this new standard will not occur until the end of the 60-day public input period and agencies have been able to update their standards and regulations, which will also trigger public comment periods.

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By: Bill Nagle

February 20th, 2014

No Surprise!! Fighting FEMA's Flood Maps is Not Cheap.

FEMA | flood insurance | LOMA | BFE | flood zone mapping | Elevation Certificates CT

  For Average Joes, Fighting FEMA Flood Maps Isn't Easy or Cheap

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By: Bill Nagle

February 11th, 2014

Private Flood Insurance Agency Now Selling in 15 States

Elevation Certificates CT | FEMA | ct flood prevention | flood insurance | LOMA | National Flood Insurance | Biggert-Waters Flood Insurance Reform Act | BFE | flood zone mapping

Florida agency selling private flood insurance said it is now selling the coverage in 15 states and making it available to commercial risks and apartment buildings.

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5 Reasons To Hire a Civil Engineer.

Does Your Next Project Need a Civil Engineer? Here are 5 Reasons Why you Should Hire One.

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By: Bill Nagle

February 5th, 2014

Key House Republicans Oppose Delaying Flood Insurance Increases

Elevation Certificates CT | FEMA | flood insurance | LOMA | National Flood Insurance | Biggert-Waters Flood Insurance Reform Act | BFE | flood zone mapping

The effort to delay huge increases in insurance premiums for homeowners in flood-prone areas faces a skeptical House chairman who is largely standing behind the changes Congress oversaw in the nation’s flood insurance program less than two years ago.

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By: Peter Grunawalt

February 4th, 2014

Senate Passes Bill to Delay Flood Insurance Hikes

Elevation Certificates CT | FEMA | ct property flooding | ct flood prevention | flood insurance | LOMA | National Flood Insurance | Biggert-Waters Flood Insurance Reform Act | BFE | flood zone mapping

In a vote on January 30th, 2014, the senate passed a bill that will delay flood insurance hikes for at least four years.

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By: Bill Nagle

February 3rd, 2014

Private Flood Insurer Means a Choice for Connecticut

Elevation Certificates CT | FEMA | ct property flooding | ct flood prevention | flood insurance | LOMA | National Flood Insurance | flood zone mapping | Connecticut

Finally an alternative in flood insurance for Connecticut A private flood insurer has stepped into Connecticut’s market, the first time homeowners along the shoreline battered by Superstorm Sandy have an alternative to increasingly costly federal insurance.

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By: Peter Grunawalt

January 14th, 2014

The National Flood Insurance Program, FEMA, and You

FEMA | flood insurance | LOMA | National Flood Insurance | Biggert-Waters Flood Insurance Reform Act | BFE | flood zone mapping | Elevation Certificates CT

Damage sustained by a town in Fairfield county after Hurricane Sandy.  Image courtesy of Michael McAndrews, a photgrapher for the "The Courant".

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Wait, before you go!

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Does Your Next Project Need a Civil Engineer? Here are 5 Reasons Why you Should Hire One.

Subscribe and download your free guide now!


Wait, before you go!

Does Your Next Project Need a Civil Engineer? Here are 5 Reasons Why you Should Hire One.

Subscribe and download your free guide now!